Issue
Cash
Bank Loan
Leasing
Payment Options
All up front
Fixed or floating
Suited to your cash flow
Application Process
None – Depending on vendor
Full financials
Simple 1 page application
Down Payment
100%
Usually 20%
1 or 2 payments
Equipment Types
Any
Restricted
Virtually any
Soft Costs
Included
Not Included
Collateral
Equipment
Equipment plus possible blanket liens
Credit Lines
Lose liquidity
Reduce available credit
Additional credit source
Tax Accounting
Depreciate equipment
Depreciation plus interest expense
Fully deductible payments
Choose Leasing!